Legal
Important legal disclaimer & terms of use
WARPSimLab is distributed as educational simulation software. Review the terms below before use.
1) Educational use only
This simulator is provided for educational and informational purposes only. It does not constitute financial, investment, tax, legal, or retirement advice. Use of this software does not create a professional or fiduciary relationship. This software is not intended to function as a retirement planning tool or to determine investment allocations, withdrawal strategies, or financial decisions.
2) Hypothetical results
All results generated by this simulator are hypothetical and are based on user-supplied assumptions and simplified financial models. These models may omit relevant factors and may contain errors or limitations. Simulation results are highly sensitive to user inputs, and small changes may materially affect outcomes. Results are not predictions or guarantees of future performance.
3) No warranties
This software is provided on an “AS IS” basis, without warranties of any kind, express or implied, including but not limited to the accuracy, completeness, or reliability of any calculations or outputs.
4) Limitation of liability
By using this software, you assume all risks associated with its use. The creator shall not be liable for any financial losses, damages, or other consequences resulting from the use or misuse of this simulator. The creator does not provide ongoing monitoring, updates tailored to your situation, or individualized financial guidance.
5) Privacy
Information entered into this simulator is processed locally on your computer and is not intentionally transmitted to the creator. This software may store a local record confirming that you accepted these terms, including a timestamp and terms version, to avoid prompting you again.
License
This software is released under the MIT License. See LICENSE.txt for full license terms.
Professional guidance
You should consult qualified financial, tax, or legal professionals before making decisions related to your personal finances.